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Divorce implications: understanding a QDRO

In the event of a divorce, your ex-spouse may be awarded a portion of your RPB retirement account. In such a situation, RPB requires that you send us a court-approved qualified domestic relations order (QDRO) in order to complete the transfer. RPB can only accept a QDRO that complies with the terms of our plan. You can contact RPB for a copy of a model QDRO and more information.

What’s a QDRO?

  • It’s a legal document that creates or recognizes the existence of a non-participant’s right to receive all or a portion of the benefits of the participant’s retirement plan account.
  • It may be issued as either a separate order or included as part of a divorce decree or court-approved property settlement.
  • A QDRO is the only legal document that will be accepted to divide an RPB account in the event of a divorce.
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